Transfer of an estate to an individual’s heirs after his death may be an orderly or thoroughly disorganized process. It depends on a four-letter word — WILL. Every person, eighteen (18) years of age or over should make one. This important document is a legal declaration of the way an individual wants his property distributed.

Whether the estate is large or small, it is desirable to transfer what you own with a properly executed will — whether you are a man or woman, married or single. Those without wills may leave their survivors in financial insecurity or downright frustration. It is to the advantage of both the individual and his family or his close friends that he executes a will.

Contrary to general opinion, frequently the smaller amounts involved, the greater trouble when there is no will. Squabbles over a few thousand dollars an are more bitter than fights over many thousands.